Hari Purwanto, Dian Citaningtyas Ari Kadi and Dinda Puspitasari 2024. The Influence Of Social Environment, Cultural Factor, And Self-Concept On Consumptive Behavior Of E-Wallet Users In Madiun City. Asia Pacific Journal of Business Economics and Technology. 4, 01 (Feb. 2024), 89-100. DOI:https://doi.org/10.98765/apjbet.v4i01.105.