Hasnah Aziz, La Ilman, M. Umar Kelibia, Ide Raunas, Harmoko. Fintech and Financial Inclusion: Legal Opportunities and Barriers. apjbet [Internet]. 2026Apr.27 [cited 2026Aug.25];6(02):74-1. Available from: https://mail.apjbet.com/index.php/apjbet/article/view/328